Outlook Money

Outlook Money has remained India’s No.1 personal finance magazine for the last 25 years, delivering accurate, insightful, balanced and practical information to our readers that is easy to understand and implement. Since our inception in 1998, we have focused on consumer interest and benefits. We empower our readers by giving in-depth analysis and credible information on investments, insurance, taxation, banking, financial planning and all things related to your household budgets and financial goals. We are not an investment-only magazine, though stocks and mutual funds inevitably form a significant chunk of our content, because we are concerned about the overall financial well-being of individuals and not just wealth creation.

ANATOMY OF HOPE

Outlook Money

The Hunt For Value • Indian equities are thriving amid a robust economic upswing as the country heads into an election year, which could unveil untapped opportunities for investors

ENGINE DRIVE ON A ROLL

WELL-OILED MACHINE

PROFITABLE TRADER

GROWING WITH CARE, THERAPY

LEMONADE FROM LEMONS

SOARING ACROSS ALL FRONTIERS

OLD BUT STILL GOLD

SAVOURY SNACKS, CRUNCHY BITES

STEADY CRUISE CONTROL

BANKING ON SOUND BUSINESS

You Can Be Young Without Money, But You Cannot Be Old Without It • Start retirement planning early to reap the maximum benefits of compounding and ensure a corpus that not just beats inflation but outlasts your lifespan.

GAMES AGENTS PLAY TO MIS-SELL ULIPS • Some distributors and agents use spiels such as promising returns comparable to mutual funds to emotional manipulation to mis-sell Ulips. Here's how to watch out for the red flags

How Ulips Compare With MFs • It's generally accepted that Ulips are not as investor-friendly as mutual funds. They allow no easy exit, and have relatively higher charges than MFs

Why ELSS Still Merits A Place • ELSS can create wealth in the long run due to its equity component. But the new tax regime could dent its popularity as investors use ELSS for tax-saving rather than for investment

Beating The Tax Axe With Investing

Gold Exchange Traded Funds or Gold ETFs- A Flexible and Convenient Asset to Include In Investment Strategy

WHY IS IT IMPORTANT TO START PLANNING FOR RETIREMENT EARLY? • Retirement planning works in your favour if you start early. The monthly investment required to build the desired corpus will be much smaller because a longer term will allow the money to compound

START EARLY, SAVE LESS • Delay in planning for retirement will cost you more as your monthly outgo will increase dramatically

‘Insurance Policies, Surrender Process Need To Be Simpler’ • After taking over the reins of ICICI Prudential Life Insurance as CEO and MD in June 2023, Anup Bagchi has been heard talking about making life insurance simpler, which is a big positive for policyholders. In an interview with Nidhi Sinha, Editor, Outlook Money, he talks about how simplifying insurance will help people buy the right product, curb mis-selling and reduce the possibilities of early surrender. Edited excerpts:

Reflections of 2023 and Resolutions for 2024 • Embrace 2024 with financial introspection and strategic resolutions for prosperity.

‘Watch For Auto, Rural Consumption Sectors In Election Season’ • The market has been on a roller coaster for most of 2023. But in December 2023 when the Sensex crossed the 70,000 mark, it brought a welcome positive end to the year. But now the question is what's in store in 2024, the year that will see the general elections and the third test for the ruling Bharatiya Janata Party. The big event is expected to keep market participants on their toes, as election years typically bring in volatility. Vijay Chandok, managing director and CEO of ICICI Securities,...